Retirement is a life-long journey, not a destination.

Don't miss out on life's most precious moments.

What we do

As entrepreneur, most independent Registered Investment Advisors (RIAs) have a vested interest in building long-term relationships with satisfied clients. They generally have relationships with a wide network of professionals who have expertise in a variety of areas including accounting, estate planning, and insurance. These networks allow us to design comprehensive strategies to meet your individual goals and objectives.

Personal Finance Management

  • Knowing Your Net Worth
  • Identifying Financial Goals
  • Tracking Income & Expense
  • Planning for Emergency Needs
  • Evaluating Financial Statements
  • Managing Debt

Education Planning

  • Education needs analysis
  • Education savings vehicles (e.g. 529 Plans)
  • Financial Aid
  • Financial aid award letter review
  • Education gift/income tax strategies
  • Grandparent involvement strategies
  • Student Loan Advising

Insurance Planning

  • Evaluation of Risk
  • Health Insurance
  • Disability Insurance
  • Long-term Care
  • Annuity Intelligence Analysis
  • Life Insurance Review
  • Business Buy/Sell Agreements
  • Property & Casualty Review

Investment Planning

  • Investment Advising & Management
  • Low-cost / No-load Investments
  • Asset Allocation
  • Investment Tax Planning
  • Investment Risk vs. Return Analysis
  • Diversification Needs Analysis
  • Bond Strategies
  • Alternative Investments
  • 401(K) Performance Review

Tax Planning

  • Projecting Potential Taxes
  • Tax Reduction Techniques
  • Developing Appropriate Tax-Planning Strategies
  • Tax Consequences of Property Transactions
  • Taxation of Business Entities
  • Student Loan Forgiveness Tax Liability

Retirement Planning

  • Planning for Adequate Retirement Income
  • Analyzing Sources & Uses of Retirement Income
  • Social Security & Medicare
  • Investment Portfolio Review
  • Medicaid
  • Qualified Plan Rules
  • Tax-Advantaged Retirement Plans
  • Employer-Sponsored Retirement Plans
  • Distribution Rules and Taxation

Estate Planning

  • Analyzing Potential Estate Settlement Costs
  • Wealth Preservation Techniques
  • Retaining Business & Income-Producing Assets
  • Cosequences of Property Titling
  • Gift & Estate Tax
  • Sources for Estate Liquidity

You only get one life. Make it a great one.

There are many ways to approach financial planning. The most important thing is to just get started.

And that's as easy as scheduling a call.

WE DESPERATELY NEED A DIFFERENT VIEW ON RETIREMENT.

We wear ourselves down, pinching every penny in our working years, to reach some magic number for a comfortable retirement. And when we finally arrive, we realize that we missed out on so many of life’s most precious moments and experiences.

We’re here to enjoy life and be good stewards of our resources, and not be consumed by them. I’m devoted teaching others how to retire while they work, year after year, in all stages of life.