Student Loan Advising

FOR PROFESSIONALS WITH SIX-FIGURES OF STUDENT LOAN DEBT

We’ll analyze your student loans, crunch the numbers, and explain the pros and cons of various repayment strategies, and answer all your questions in a web meeting.

Real Case Study: Jane

Jane is pediatrician working in the public sector, making about 180,000/year. She has two primary concerns. First, she’s planning on earning Public Service Loan Forgiveness (PSLF) and wants to know if she’s doing it right, her potential to benefit from the program ($$$) and when.

Second, she’s in a serious relationship with someone that earns more than her and is terrified that a wedding might ruin her plans for forgiveness.

Jane originally took out $184,880 in student loans which, despite making her scheduled payments, has ballooned to $221,434 (her current balance).

What would you do? Let’s take a look.

What's included:

  • Import Student Loans
    We will import your student loan data directly from the National Student Loan Database.
  • Identify the Best Repayment Strategy
    We will present financial comparisons of all the student loan repayment options including student loan repayment options including standard term and all Income Based plans: REPAYE, ICR, PAYE, and Extended repayment.
  • Strategy Implementation*
    If you're on our subscription plan, we will help you implement your ideal repayment strategy based on your income and other factors.
  • Scenarios
    We can create and evaluate multiple scenarios based on family size (current and future), as well as current and projected income.
  • Calculate Loan Forgiveness Impact
    We’ll project the potential to benefit from federal student loan forgiveness. We’ll even calculate the tax effects of a loan forgiveness option.
  • Client Illustrations
    We will review everything and crunch the numbers. We’ll personally explain the pros and cons of various strategies, present key decision points, and answer all their questions in a web or phone meeting. We’ll provide them with comparisons of programs, percentage of payment to income, balance amortizations, and a PDF document to add to your client’s financial plan.

We'll Tell You What Your Best Scenario Is.

We’ll analyze your student loans, crunch the numbers, and explain the pros and cons of various repayment strategies, and answer all your questions in a web meeting.

Net Cost of Student Loans

Tired of Being in the Dark? Let's Chat.

How would you like to find out that you've been making years of payments that do not qualify towards forgiveness?